Tuesday, November 27, 2012

If you become a Victim of Identity Theft

First of all most people that first look at their credit report and they know they have bad credit notice things on their credit that doesn't look like it belongs to them. It is usually debts that have been sold off to collection agencies in other states.

Contact the fraud department of each of the three major credit bureaus to report the identity theft and request that the credit bureaus place a fraud alert and victim’s statement on your file. You may request a free copy of your credit report. Credit bureaus must provide a free copy of your report, if you have reason to believe the report is inaccurate because of fraud and you make your request in writing.

Contact you bank or any other creditor where you have an account that you think may be subject to identity theft.

File a report with your local police department.
Contact the FTC’s Identity Theft Hotline toll-free at 1-877-438-4338.


Equifax
www.equifax.com/
Address: P.O. Box 740241
Atlanta, GA  30374-0241
Order Report: 1-800-685-1111
Report Fraud: 1-800-525-6285
     
Experian 
www.experian.com/
Address: P.O. Box 2104
Allen, TX  75013
Order Report: 1-888-397-3742
Report Fraud: 1-888-397-3742
     
Trans Union
http://www.transunion.com/
Address: P.O. Box 390
Springfield, PA  19064-0390
Order Report: 1-800-916-8800
Report Fraud: 1-800-680-7289

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