Texas Home Consulting Home Ownership Program YouTube Video

Texas Home Consulting YouTube Establishing Credit

Texas Home Consulting YouTube Guarantee

Texas Home Consulting Rated #1 Home Ownership Program

"Voted the number one Home Ownership Program in the State of Texas"
www.dfwhomeownership.com/Credit-Repair.html
www.dfwhomeownership.com/Programs.html

Texas Home Consulting guarantees you will be approved for a home loan if you follow the Home Ownership guidelines. We will teach you how to manage your budget with free budget classes, free finance seminars and personal one on one money management tools. We offer free seminars every month at different times for everyone's hectic schedules. If you complete the entire process and are not able to qualify for a home loan we will refund the entire fee.

Visit their website at: www.TXHomeOwnership.com

State housing agency salutes year’s Top Lenders for First Time Homebuyer Programs…

State housing agency salutes year’s Top Lenders for First Time Homebuyer programs…

(AUSTIN) — Recognizing the importance of its lender network in meeting its goal of increasing homeownership rates among Texans of all income levels, the Texas Department of Housing and Community Affairs (TDHCA) today announced its “Lenders of the Year” and “Loan Officer of the Year” awards for their participation in and support of TDHCA’s homeownership programs.

Michael Gerber, TDHCA Executive Director, announced that imortgage.com, Inc. and NTFN, Inc., doing business as Premier Nationwide Lending, will share the title of “Lender of the Year.” In addition, Kim Lewis, Premier Nationwide Lending of Flower Mound, was named “Loan Officer of the Year” by the Department. The two mortgage companies last year combined to originate loans to 350 eligible first time homebuyers, with Lewis originating 197 loans on behalf of Premier Nationwide Lending.

“It is with great pleasure that we salute these two high-performing mortgage companies, and certainly Ms. Lewis as well, for their contributions in making the American Dream of homeownership come true for hundreds of low to moderate income Texans,” Gerber said. “TDHCA helps nearly 2,500 families each year purchase a home of their own, an achievement that would be impossible without the enthusiastic commitment of our local lenders. The partners we’re saluting today represent the very best of our lender network, and we look forward to continued success in helping more families purchase a home of their own.”

On hand for the announcement was Andrea Palladino of Leander, a local property management professional and single parent of three children. She recently purchased her home through the Department’s Texas Mortgage Credit Certificate Program. “My goal was to buy a home before my 35th birthday, which I did,” she noted. “But I really did this for my children. I wanted to build equity in their future.”

The state-sponsored Texas First Time Homebuyer program offers competitive mortgage interest rates coupled with down payment and closing cost assistance, helping families overcome what is often the greatest obstacle to the home purchase. Through the Texas Mortgage Credit Certificate Program, qualifying homebuyers are eligible to deduct 30 percent of the annual interest paid on their mortgage loan up to the maximum amount of $2,000 per year. The $2,000 is then deducted from the borrower’s annual tax liability, and the benefit lasts for the entire life of the mortgage loan.

Borrowers who have not owned a home in the previous three years can earn up to 115 percent of the area median family income, depending on the number of individuals living in the home, and still qualify for assistance as long as all other program requirements are met. Funds are available through each of the program’s network of approximately 65 participating lending institutions.

“These are safe, conventional mortgages for families who might otherwise resort to subprime loans or other high-risk mortgage products,” Gerber added. “We do not promote or offer any exotic or adjustable-rate mortgages, and our lenders and underwriters conservatively evaluate each mortgage to help ensure each household is truly ready for homeownership.”

Last year, imortgage.com originated 153 loans totaling over $18 million. The lender has participated in the Department’s homebuyer programs for several years and has offices in the Austin, Dallas, El Paso, and San Antonio markets.

Premier Nationwide Lending in 2009 originated 197 loans totaling over $15.7 million. The company serves clients throughout the state and has also participated in the state’s flagship homebuyer programs for a number of years.

Kim Lewis, working with Premier Nationwide Lending, Flower Mound office, last year originated and closed 123 loans under the Texas Mortgage Credit and Texas First Time Homebuyer Programs, as well as an additional 74 loans under TDHCA’s 90-Day Down Payment Assistance and Mortgage Advantage programs. The Department last year briefly offered these two programs to work in conjunction with a federal homebuyer tax credit which has since expired.

Lewis has worked in the mortgage industry for 32 years and has participated in the Texas First Time Homebuyer Program for 20 of those years. As a result, she has considerable experience working with first time homebuyers, borrowers who often require more time and attention, and the Department salutes her commitment to providing affordable housing options for all Texans.

As Texas’ lead agency for promoting homeownership, TDHCA focuses on the act of buying a home and helping transform the lives of the individuals who participate in its programs. TDHCA’s homebuyer programs each year help thousands of low to moderate income Texans achieve their goal of homeownership.

For more information on the Texas First Time Homebuyer or Texas Mortgage Credit Certificate Programs, current interest rates, income and eligibility requirements or how to find the nearest participating lender, visit the program’s Web site at www.myfirsttexashome.com or call the program’s toll free number at (800) 792-1119.

About the Texas Department of Housing and Community Affairs
The Texas Department of Housing and Community Affairs administers a number of state and federal programs through for-profit, nonprofit, and local government partnerships to strengthen communities through affordable housing development, home ownership opportunities, weatherization, and community-based services for Texans in need.

American Dream Seminar Videos

American Dream Consulting, LLC

WATCH COMPLETE 1hr. and 5 Min. Home ownership Seminar by clicking on this link

WELCOME VIDEO

POST SALE THANK YOU VIDEO

Step 1 enroll in the program, let our realtors know what you're looking for, and our realtors will help you find a home. SO we get you into the home 1st, and while you’re living in the Home, We have a fully staffed Credit Repair Dept with attorney. We will repair and restore your credit while you’re living in the home. We not only dispute items on your credit bureau, our attorneys also go after the creditors and collection agencies and make them verify the contracts, signatures, dates, etc. More important than repairing your credit, we help you to establish new lines of positive credit. We also show you the most effective way to use your new credit to maximize your credit scores without building debt. We provide you with finance and budget consulting (financial planning). We provide you with mortgage counseling. 

Then we provide you with a GUARANTEED in writing HOME LOAN. You can either buy the home we get you in originally or you can buy any home you want. You can have a home built if you like. You can even take advantage of the foreclosure market with one of our foreclosure specialist. It is up to you! Your past credit doesn't matter!!! This is a fresh start.Contact American Dream today for a free consultation! 214-628-9878 OR www.Credit4Homes.com

Visit our website... www.DFWHomeOwnership.com for information on American Dream and other Real Estate & Mortgage NEEDS.

American Dream Home Ownership Program

American Dream Consulting

With 86% of the people in this Country having bad credit and not being able to purchase a home, I think this Company is working wonders for those people that want to help themselves.

Step 1 enroll in the program, let our realtors know what you're looking for, and our realtors will help you find a home. SO we get you into the home 1st, and while you’re living in the Home, We have a fully staffed Credit Repair Dept with attorney. We will repair and restore your credit while you’re living in the home. We not only dispute items on your credit bureau, our attorneys also go after the creditors and collection agencies and make them verify the contracts, signatures, dates, etc. More important than repairing your credit, we help you to establish new lines of positive credit. We also show you the most effective way to use your new credit to maximize your credit scores without building debt. We provide you with finance and budget consulting (financial planning). We provide you with mortgage counseling. Then we provide you with a GUARANTEED in writing HOME LOAN. You can either buy the home we get you in originally or you can buy any home you want. You can have a home built if you like. You can even take advantage of the foreclosure market with one of our foreclosure specialist. It is up to you! Your past credit doesn't matter!!! This is a fresh start. Contact American Dream today for a free consultation! 214-628-9878 OR www.Credit4Homes.com